Who Can Join Our Credit Union?
Credit unions generally provide financial benefits to members through lower loan rates, higher savings rates, and fewer fees than traditional banking institutions. We offer these member benefits across a wide range of loan and savings products, because our members come first. If you live in Michigan, you may be eligible to join our credit union today!
Membership Eligibility
HarborLight is a member-owned credit union. Membership eligibility is for individuals who:
- Persons who live, work, worship or attend school in the state of Michigan.
- Persons within the immediate family of a member (immediate family member means relatives of the member, by blood or marriage; or any individual living under the same roof and in the same household as the member).
- Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
- Any person who receives a retirement annuity, pension, social security or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union’s main office or a branch is located.
How to Establish Your Membership at HarborLight Credit Union
It’s easy! Open a Basic Savings account with a deposit of $5 or more. Then you can access all of the accounts, loans, and services that HarborLight Credit Union has to offer.
For detailed information on how to join HarborLight Credit Union, please visit one of our branches in Michigan or call us toll free at (877) 894-5557 extension 234 to speak with our Main Office Member Services Supervisor.