Online Deposits & Payments

Flexible deposits and loan payments made to fit your life.

Making a deposit to your HarborLight checking account or savings account or paying your auto loan or mortgage has never been easier! Discover a few ways to make a deposit into your account and the many ways you can make a loan payment. If you have questions about either process, feel free to view one of our Video Tutorials or contact us or visit a branch.

Make a Payment

Make a Deposit Online

Fund your HarborLight account online with any credit card, debit card, or your checking account at another financial institution. 

  • Deposit through our website, on your smartphone, or with a text message.
  • Make a one-time deposit or schedule regular deposits.

Please note, deposits may take up to 5 business days to post to your HarborLight account 

There is a convenience fee for using this service. The fee is displayed before submitting a deposit. Using a Checking Account Number from another financial institution has no convenience fee at this time. 

If you have any questions about this service, please contact HarborLight Credit Union. Other fees and/or restrictions may apply.

Make a Loan Payment

At HarborLight Credit Union, we’re committed to making your banking easier, faster, and more secure. MessagePay is our modern text and online payment solution that gives you more flexibility and control when managing your loan payments.
 
Why MessagePay?
  • Pay your loans via text, web, or mobile - anytime, anywhere
  • Receive real?time confirmations and helpful reminders
A convenience fee applies when using certain payment methods and will be displayed prior to submitting a payment. Payments made using a checking account number from another financial institution currently have no convenience fee.
 
How to get started (3 simple steps):
  1. Visit the MessagePay link
  2. Enter your account number and date of birth to verify your identity
  3. Add your preferred payment method (bank account or debit card) and schedule your payments
  4. Confirm the setup and you’re done — you’ll receive a confirmation text or email

 
Need more help?

We’re here for you every step of the way. Stop in at either branch, call us at 231.894.5608, or set an appointment here. 
 
Thank you for being a valued member of HarborLight Credit Union — because we’re more than money, we’re your financial partner.